Julian Payne's Graduation Project: Day 23: October 7th 2008:

Tuesday, October 7, 2008

Day 23: October 7th 2008:

I'm excited today, I finally got my bank card! :) I feel a
tad more grown up now. I definitely have to be responsible with this,
and make sure I don't go over board. Any who, I think I have a essential
question but I wanted to see what some people thought before I made it
final. "Which top 5 World Markets are the safest to grow your money over a year?"
Does it need some editing Mrs. Savido?

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Key terms

401 k- Plan is a type of employer-sponsored defined contribution retirement plan under section 401(k) of the Internal Revenue Code in the United States, and some other countries.
403 b- plan is a tax-advantaged retirement savings plan available for public education organizations, some non-profit employers (only US Tax Code 501(c)(3) organizations), and self-employed ministers in the United States.
ADR's- American Deposit Receipt represents ownership in the shares of a foreign company trading on US financial markets
Bid- This is the highest price that a buyer is willing to pay for a stock
Blue Chip- is the stock of a well-established company having stable earnings and no extensive liabilities
Book Value- This is the value of a company if assets and common stock equity are added together and all liabilities are subtracted.
Broker- A person who buys or sells stocks, bonds, commodities and such in exchange for a fee which is called commission
CAC- French market stock index
Capital- To an economist, capital means machinery, factories and inventory required to produce other products. To investors, capital means their cash plus the financial assets they have invested in securities, their home and other fixed assets
DAX- is a Blue Chip stock market index consisting of the 30 major German companies trading on the Frankfurt Stock Exchange.
Dividend- A taxable payment declared by a company's board of directors
Face Value- The cash denomination of the individual debt instrument. It is the amount of money that the holder of a debt instrument receives back from the issuer on the debt instrument's maturity date. Face value is also referred to as par value or principal.
FTSE- is a share index of the 100 most highly capitalised companies listed on the London Stock Exchange.
Investment- The purchase or ownership of a security in order to earn income, capital or both. Investments may also include artwork, antiques and real estate.
NASDAQ- This is a stock exchange consisting primarily of technology companies
RETI- Real Estate Investment Trust
Shares- is a unit of account for various financial instruments including stocks, mutual funds, limited partnerships, and REIT's
Stock- This is the smallest measurable unit of ownership in a company.